# Features

**🚀 Low Interest Loan**

Users can mint **`wenUSD`** against their LSDs. They can thus obtain an LSD-backed loan with very low recurring costs.

**🦃️ Protocol Controlled Interest Rate**

`wenUSD` has a very competitive interest rate from the protocol's unique design, which is derived from ETH2.0 staking reward rather than thin air. 

**🔋 115% Minimum Collateral Ratio**

**Wen Protocol** allows users to borrow at a minimum collateral ratio of **115%**, which corresponds to a loan-to-value ratio of **86.95%**. This makes borrowing highly capital efficient and allows for up to **7.66x** leverage.

**🔥 Efficient Liquidation Mechanism (ELM)**

Liquidations ensure the system remain solvent. Thus, **WEN Protocol**'s instant and efficient liquidations mechanism (ELM) of Troves that fall under the minimum collateral ratio of 115% maintains the health and stability of the protocol, which implemented by a stability pool.

**🦃️ Diversified Underlying Assets**

However **WEN Protocol** is not only a fork of Liquity, also it enhances Liquity's origin model to support **multiple LSDs**, including:

* `ETH` (wrapped into LSDs according to vault strategy or user choice)
* `stETH`, from Lido Protocol
* `bETH`, from Binance
* `rETH`, from Rocketpool Protocol
* `cbETH`, from Coinbase
* `sfrxETH`, from Frax Protocol
* `ankrETH`, from Ankr Protocol
* to be continued...

**👑 Governance**

**Wen Protocol** will introduce an **ES-Model** to amplify the sustainability of the system, utilized by its native governance token **esWEN**.