# Features **🚀 Low Interest Loan** Users can mint **`wenUSD`** against their LSDs. They can thus obtain an LSD-backed loan with very low recurring costs. **🦃️ Protocol Controlled Interest Rate** `wenUSD` has a very competitive interest rate from the protocol's unique design, which is derived from ETH2.0 staking reward rather than thin air. **🔋 115% Minimum Collateral Ratio** **Wen Protocol** allows users to borrow at a minimum collateral ratio of **115%**, which corresponds to a loan-to-value ratio of **86.95%**. This makes borrowing highly capital efficient and allows for up to **7.66x** leverage. **🔥 Efficient Liquidation Mechanism (ELM)** Liquidations ensure the system remain solvent. Thus, **WEN Protocol**'s instant and efficient liquidations mechanism (ELM) of Troves that fall under the minimum collateral ratio of 115% maintains the health and stability of the protocol, which implemented by a stability pool. **🦃️ Diversified Underlying Assets** However **WEN Protocol** is not only a fork of Liquity, also it enhances Liquity's origin model to support **multiple LSDs**, including: * `ETH` (wrapped into LSDs according to vault strategy or user choice) * `stETH`, from Lido Protocol * `bETH`, from Binance * `rETH`, from Rocketpool Protocol * `cbETH`, from Coinbase * `sfrxETH`, from Frax Protocol * `ankrETH`, from Ankr Protocol * to be continued... **👑 Governance** **Wen Protocol** will introduce an **ES-Model** to amplify the sustainability of the system, utilized by its native governance token **esWEN**. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.wenprotocol.io/overview/features.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.